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Your Mortgage Study | Spain Mortgage Non-Resident
Spain Mortgage Non-Resident
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Your Profile is VIABLE

Based on the data provided, Spanish lenders can accommodate your mortgage request.

Max Financing (LTV)

Up to 70%

Standard for Non-Residents

Maximum Term

25 Years

Max age 75 at expiry

Estimated TIN Range

3.15% – 4.25%

Fixed Rate (Current Market)

Your Best-Case Scenario

Based on a loan amount of €200,000, utilizing the maximum term (25 years) and the lowest estimated interest rate (3.15% TIN) for non-residents.

Lowest Estimated Monthly Payment

€ 964

Calculated using the French Amortization System.

Total estimated interest over 25 years: €91,300

Transparency & Brokerage Fees (LCCI Compliant)

  • Success Fee: If we secure a mortgage offer within this range and you choose to sign it, our agreed consultancy fee applies.
  • No Win, No Fee: If we cannot secure an offer, or if you decide not to sign any of the offers provided by the banks, you pay €0.
  • Withdrawal: If you choose to withdraw from the process midway after we have started working on your file, a proportional fee will apply (capped at a maximum equivalent to 3 months of service).

*This is an indicative study. The binding offer (FEIN) will be issued by the bank subject to their final risk analysis, property appraisal, and legal verification.

Ready to lock in these conditions?

Create your secure client portal to sign the Intermediation Agreement and upload your documents.

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Registered with the Bank of Spain as Credit Intermediary. Reg. Nº: [Your Number]

© 2026 Spain Mortgage Non-Resident. All calculations are purely indicative and non-binding.